Capital Gain is the resultant profit, a person gets from the investments made in various assets. When there is a difference between the buying price and the ultimate selling price due to the inflation and the increase in the asset value owing to the demand supply factor, the person gets the capital gains.

Capital gain is derived from the investment in varieties of assets like shares, bonds and other real estates. The longer the investment is held in the hands if the buyer, he gets the long-term capital gain. Even people get sizable gain in the shorter term also when they invest in the stock market which gives profit owing to the volatility in the market.

Many countries levy the tax on the Capital gain enjoyed by the seller taking in to consideration of the index. Even the short-term gain in the share market is taxed and the tax is deducted at source by the broker in most of the countries. When the tax arrived in the case of real estate sales, the index at the time of buying the property and the same at the time of selling is taken into account to arrive at the tax.

Capital Gain tax is collected from the corporates and the individual as well. The tax laws differ from country to country and the rate is also variable. As a responsible Citizen, it is better to pay the tax on time on the profit from various investments and participate in the nation building process.

Demand and supply mismatch has created the panic in many parts of the world in the food front. Many countries are dependent on the imports from various other countries to feed their population. If the supply chain is cut off due to the embargo by the exporting countries the cost of food rises and at time results in short supply leading to chaos. When the domestic demand increased the rice producing country like Thailand and India put a ban on the export of rice items which had created shortage in many countries in the Middle East. As such, each nation is to create the source to produce the requisite food items to avoid such crisis.

Foreign Direct Investment is encouraged by all the countries at present in order to garner the fund for developments in various sectors. A cap is normally stipulated for such investments by the foreign institutions and individuals. This varies from 10% to 49% while the local investors maintains the major chunk to have the administrative control of the venture. Many countries attract the investments in the infrastructure development projects which has direct bearing on the growth of GDP of the country.

To elevate one’s social standing, many women started using the skin lightening creams. This practice is more prevalent in developing countries like Senegal, India and the Philipines. The study undertaken by the sociologists had confirmed the fact that there is a strong relationship between skin color and the socio economic status for the study conducted among the African-Americans and also Latinos.

But the side-effects due to the usage of the cream is also observed on an increasing manner. The various steroids in the skin lightening cream is found to affect the users heavily. It is found that the creams containing the Mercury also lead to some side-effects and the Dermatologists report more and more people coming for treatment for the side affects.

It is also confirmed in various studies that the continuous usage of the whitening cream with the steroids ends the person with hypertension, increased level of sugar apart from the suppression of the natural steroids in the body.

In various other creams the presence of the hydro-quinone is also lead to various side-effects like blue -black darkening of the skin termed as “exogenous ochronosis”. In short, anything against the nature is devastating and the usage of the skin whitening and lightening cream is not an exception.

Micro finance has assumed a greater importance in view of the growing demand of credit in the rural area. Rural mass are deprived of the opportunity to avail the credit from the banks since the quantum needed is very less than this context many micro financing institutions came in to operation in the rural areas promoted by the Non Governmental Organizations to cater to the need of these downtrodden lot. Savings pooled from the area along with the funds raised form other sources like banks are deployed to these people at an affordable interest rates and the end use is monitored for economic development.